USDA Loans Northampton County

Northampton County USDA Loans

More Families are Taking Advantage of the USDA Home Loan in the Northampton County

The USDA enacted changes that made tens of thousands of borrowers eligible for their mortgage loan programs in the Northampton County, PA  Millenium Home Mortgage has been the leader in assisting these eligible borrowers.  Many home buyers across the Lehigh Valley have dreamed of purchasing a home but don't necessarily have the cash on hand to make alarge down payment.

USDA guaranteed mortgages are the only widely available 0 down payment program available to residents in the area in which they have not served in the military.Eligible borrowers throughout the Lehigh Valley will be very hard pressed to find a loan program that offers more favorable terms and flexibility.  Perfect credit is not required. USDA loans are the way you want to go if you are eligible.

Who Qualifies for a USDA Mortgage in the Northampton County?

USDA Loans used to be known as the "farmers home loan" but this is no longer the case.The program has changed drastically since those days to be more borrower friendly.  Just about anyone looking to purchase a home outside a major metropolitan area can qualify for a USDA Loan.  In the Lehigh Valley homes located outside Allentown, Bethlehem and Easton in surrounding areas like parts of Macungie and Emmaus, Nazareth, Coopersburg and Orefield are some of the areas that qualify for zero down payment USDA home loans.  

Some of the eligibility standards that determine if you qualify for a USDA loan in the Lehigh Valley for your home include your current income level, credit history, the address of the home ( to determine it is in an eligible area)and there is a household income limit based on the family size and property location. Since the USDA Home Loan guidelines are very specific, it is crucial to work with a company that has experience dealing with USDA government financing to help determine your eligibility.  That is where we at Millenium Home Mortgage have excelled throughout the Lehigh Valley to be the leader in USDA Guaranteed Home Loans.  

We at Millenium Home Mortgage are professionals at USDA Loans and will be ecstatic to help you through these processes and walk you through step-by-step on what it takes to getyour new home!

Families are Taking Advantage of the USDA Loan in Northampton County 

The USDA had enacted changes in 2009 that made thousands of borrowers eligible for their rural mortgage programs in the Northampton County.  We at Millennium Home Mortgage have been the leader in assisting eligible borrowers.  Many home buyers across the Northampton County area have dreamed of purchasing a residence in many of cases they do not have the cash on hand to make a 20% down payment which is required by a conventional home loan.

With USDA mortgages they have instituted $0.00 down programs that may be available to residents in Northampton County even without serving in the military. The eligible borrowers in Northampton County would be hard pressed to find a loan program that offers a more favorable loan, USDA loans are the way you want to go if eligible.

Who Qualifies for a USDA Mortgage in the Northampton County?

USDA Loans have been called the "farmers loan" but this is not any longer the case.  The vast majority of borrowers looking to purchase a home outside a major metropolitan area can qualify for a USDA Loan.  In Northampton County homes located in outside ofBethlehem and Easton, like Nazareth, Bath, Wind Gap, Lower Saucon and Williams Township and surrounding areas are some of the areas that qualify for $0 down payment USDA loans.  

Some of the eligibility standards that determine if you will qualify for a USDA loan in the Northampton County area would include your current income level and credit history,  the zip code the home resides in, and the number of dependents you can claim. These guidelines are very specific, it is crucial to work with a company that has had a significant amount of experience dealing with USDA government financing to help determine your eligibility.  We at Millennium Home Mortgage have been a leader throughout Northampton County in USDA Loans.  

We at Millennium Home Mortgage are professionals, We treat every borrower as if they where our family.  Our experience in USDA Loans and will help you through these processes with confidence and a straight forward understanding on what it takes to get the job done!